I have to send a shout-out to VPI Pet Insurance (vpipetinsurance.com). We have used their insurance for the past 8 years, ever since we adopted our dog, Joe. We pay approx $300 in premiums each year and have received our premiums back and far more! We have never had trouble filing a claim, and unlike “other” insurance agencies we’ve dealt with (I won’t name names, but it begins with an F and ends with an S!), they have never lost a single piece of paperwork we’ve sent them! It’s as simple as taking our dog to the vet, filling out a simple claim form, mailing or faxing it in, and a check arrives 2 weeks later! If you have a pet without pre-existing conditions, I highly recommend them! (pre-existing conditions can be tough, but it’s still worth checking them out!)
My heart goes out for the fire and natural disaster victims around the country, especially those close to home in Colorado. I just want to share a thought on my mind as I am glued to the news lately…have you protected your vital tax records? To help protect your family, please consider the following:
1) Take an hour to walk through your house with a digital camera. Take detailed pictures of each room. In the event of a loss, these pictures will be very helpful in filing a claim for loss with your insurance company.
2) Scan important documents into your computer, and also store the hard copies in a folder that is easy to grab in the event of a quick exit. In our family, those important documents include our wills, life insurance paperwork, a photocopy of the contents of our wallets (front and back for credit cards, etc, so that the customer service numbers are visible), and special photos of our parents, grandparents, etc that were taken before the digital age.
3) Once you have everything scanned in, BURN IT TO DISK or STORE IT ON A THUMB DRIVE, and then store those files offsite! This is the most important step…all too often, people keep great records, but if they aren’t able to get to those records in their time of need, their work is lost. By sending your disk or drive to a relative or friend’s house, they will be available for you when you need them.